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Dividend Payout Ratio Calculator: Dividends Paid Over Net Income

Enter total dividends paid and net income to get your payout ratio and retention ratio instantly, free.

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Payout ratio
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Retention ratio
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Payout ratio is dividends paid divided by net income. Retention ratio is what is left over.

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A dividend payout ratio calculator divides total dividends paid by net income, showing what share of a company's earnings goes back to shareholders versus what stays in the business.

How to calculate the dividend payout ratio

Divide total dividends paid by net income, then multiply by 100 to get a percentage. Both numbers come from the same reporting period, usually a quarter or a full year. A company that pays 20,000 dollars in dividends against 100,000 dollars in net income has a payout ratio of 20 percent, and a retention ratio of 80 percent, the share of profit it kept to reinvest, pay down debt, or hold as a cushion. Payout ratio and retention ratio always add up to 100 percent, since together they account for everything the company did with its earnings.

Payout ratio versus dividend yield

These two numbers get mixed up often, but they answer different questions. The payout ratio compares dividends to earnings, telling you what portion of profit a company chooses to distribute. Dividend yield compares the dividend per share to the current stock price, telling you the cash return an investor gets relative to what they paid for the stock today. A stock can have a high payout ratio and a low dividend yield if its share price has climbed a lot, or a low payout ratio and a high yield if the share price has fallen. Neither number replaces the other: payout ratio is about the company's earnings decisions, dividend yield is about the investment's price today.

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FAQ

Dividend Payout Ratio Calculator: questions, answered

What is a good dividend payout ratio?
There is no single right answer, since it depends heavily on the industry and how mature the company is. A young, fast-growing company often pays out little or nothing, choosing to reinvest earnings instead, while a mature, stable company in a slower-growth industry can comfortably pay out a much larger share of its earnings. What matters more than any single number is whether the payout looks sustainable given the company's earnings trend and cash position.
What is the difference between the payout ratio and dividend yield?
The payout ratio compares total dividends paid to net income, showing what share of earnings a company returns to shareholders rather than keeps. Dividend yield compares the dividend per share to the current stock price, showing the cash return relative to what an investor pays for the stock today. A company can have a high payout ratio with a low dividend yield, or the reverse, since one is about earnings and the other is about price.
What does a dividend payout ratio over 100% mean?
It means the company paid out more in dividends than it earned in net income for that period. This can happen occasionally without alarm, for example after a one-off accounting loss, but a payout ratio that stays above 100% for multiple periods in a row is often unsustainable, since the company is likely funding dividends from cash reserves, asset sales, or new debt rather than from ongoing profit.

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