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Cash Runway Calculator: How Many Months of Cash You Have

Enter three numbers and see your net monthly burn, exactly how many months of cash you have left, and what it takes to reach a safer runway.

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Net monthly burn
$35,000
Runway
8.6 months
Months of cash left
9
Cash to reach target
$330,000

At a net burn of $35,000 a month, your $300,000 lasts about 8.6 months. That is under the comfortable zone, so plan to cut burn or raise soon.

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Cash runway is how long your business can keep operating before it runs out of money. The formula is simple: current cash divided by net monthly burn, where net burn is your monthly expenses minus your monthly revenue. If you hold $300,000 and burn $35,000 a month after revenue, you have about 8.6 months of runway. The calculator above runs this math live as you type.

How to calculate cash runway

Start with the cash you actually have in the bank today, not committed-but-undrawn credit lines. Then work out your net monthly burn: add up everything you spend in a typical month, including payroll, software, rent and marketing, and subtract the revenue you collect that same month. The gap is your net burn.

Now divide. Cash divided by net burn gives you runway in months. Say you have $480,000 in the bank, $30,000 in monthly revenue and $70,000 in monthly expenses. Your net burn is $40,000, so your runway is 480,000 divided by 40,000, or 12 months. That single number tells you how much time you have to either reach profitability or close a raise. If your revenue already covers expenses, your net burn is zero, and your runway is effectively unlimited.

What is a healthy runway?

Most founders aim to keep 12 to 18 months of runway on hand. That range exists for a practical reason: raising a round or reaching a key milestone usually takes longer than people expect, and fundraising alone can eat three to six months. With 12 to 18 months in the tank, you negotiate from strength instead of taking the first term sheet that lands.

Under six months is the danger zone. At that point you are close enough to zero that every decision gets made under pressure, and investors can smell it. Six to 12 months is workable but worth fixing before it slips lower. Anything past 18 months is a comfortable cushion that lets you invest in slower, compounding growth without sweating the next raise.

How to extend your runway

You have exactly two levers: spend less or earn more. Cutting burn works immediately, but it is a one-time move and it usually means a smaller, slower company. Growing revenue is the better long-term lever because it compounds, and it directly shrinks the net-burn number in the runway formula.

The trap is buying that growth with paid ads, which raises your burn the moment you stop paying. Organic channels behave differently. Content and rankings you build keep producing leads month after month without per-click spend, so they lower your dependence on paid acquisition and stretch every dollar of cash further. That is the quiet way a strong SEO program extends runway: it turns marketing from a recurring cost into a compounding asset. If you want to see how much organic growth could lower your burn, book a free growth call and we will model it against your real numbers.

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FAQ

Cash Runway Calculator: questions, answered

How do you calculate cash runway?
Divide your current cash by your net monthly burn. Net burn is monthly expenses minus monthly revenue. If you hold $300,000 and burn $35,000 a month after revenue, your runway is about 8.6 months. The calculator above does this instantly from your own numbers.
What is a healthy cash runway?
Most founders aim for 12 to 18 months of runway. That window is long enough to hit milestones and raise on your terms rather than out of desperation. Under 6 months is an urgent signal: you should be cutting burn or raising now, because fundraising itself usually takes 3 to 6 months.
What is the difference between burn rate and runway?
Burn rate is how much cash you lose each month: expenses minus revenue. Runway is how long that burn can continue before you run out: cash divided by net burn. Burn is a speed, runway is the distance you can travel at that speed.
How can I extend my runway?
You have two levers: cut burn or grow revenue. Cutting costs works once and shrinks the company. Growing revenue compounds, especially organic channels like SEO that keep producing leads after you stop paying per click. Lowering paid acquisition dependence is one of the most durable ways to stretch runway.
What if my revenue is higher than my expenses?
Then your net burn is zero or negative, you are profitable, and your runway is effectively unlimited as long as that holds. The calculator will say so. The goal of any burn-reduction or growth plan is to reach exactly this point before your cash runs out.

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