How we make this list: we compare pricing pages, product documentation and public user reviews. Ratings come from G2, Capterra or Trustpilot, with the date we checked them.
Key takeaways
- Navan is the closest like for like swap: travel booking and expense in one app, free for the first 5 expensing users, then $15 per user per month.
- Ramp and Brex charge $0 for the software, funded by their corporate cards. The catch is moving your spend onto their cards.
- Expensify at $5 per member per month and Zoho Expense at $3 per user per month work with the cards and processes you already have.
- Emburse is the enterprise grade option for companies that want Concur style depth without SAP.
- Concur still prices per report, from $7 on its Base plan, which suits a few heavy travellers better than many light ones. Price your own traveller count before switching.
Quick comparison
| Tool | Best for | Starting price | Free plan |
|---|
 Navan | Travel booking and expense in one app | $15 per user per month | Yes |
 Ramp | Card based spend management with automation | Free | Yes |
 Brex | Startups and global, multi entity spend | Free | Yes |
 Expensify | Fast receipt capture and reimbursement | $5 per member per month | No |
 Emburse | Enterprise travel and expense without SAP | See website | No |
 Zoho Expense | Budget small teams, and Zoho shops | $3 per user per month | Yes |
 Rydoo | Mid size teams across several countries | $9 per user per month | No |
 BILL Spend & Expense | Free cards with top down budgets | Free | Yes |
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The best Concur alternatives
#1Navan
Best for: Travel booking and expense in one app4.7/5 on
G2 (9,297 reviews, checked Oct 2026)
Visit navan.com
Starting price$15 per user per month
Free planYes
Navan, formerly TripActions, is the alternative that matches Concur's full footprint: flights, hotels, and rail booked inside the same system that expenses them. Charges land on the card, match to the trip, and arrive in finance pre coded. For travel heavy companies that is the workflow Concur promised, in a modern interface.
The trade off is commitment. Navan works best as your travel programme, not as an expense tool bolted onto someone else's booking. Navan fits mid market and enterprise teams whose travellers book often enough that booking and expense in one place pays for the per user fee.
What we like- Booking and expense live in the same product, so trips expense themselves
- Free for companies up to 300 employees on travel, with expense free for the first 5 users
- Policy controls apply at the point of booking, not after the trip
- Global reimbursement coverage
Watch out for- Expense costs $15 per user per month once past the free users
- Travel inventory and pricing draw occasional complaints
- Best value requires adopting its travel side, not just expense
#2Ramp
Best for: Card based spend management with automation4.8/5 on
G2 (2,540 reviews, checked Oct 2026)
Visit ramp.com
Starting priceFree
Free planYes
Ramp built its Concur challenge on a simple claim: expense software should be free, because the card pays for it. Finance teams get cards with controls set before spend happens, receipts chased automatically, and a close that mostly codes itself. Plus at $15 per user per month adds the procurement and approval depth bigger teams need.
The trade off is the card switch and the geography. Ramp is a US centred platform. Ramp fits US companies ready to move corporate spend onto Ramp cards in exchange for automation and a zero software line.
What we like- Software costs $0 on the base tier, funded by card interchange
- Receipt matching, coding, and policy checks heavily automated
- Plus tier at $15 per user per month adds procurement and deeper controls
- Travel booking included through its travel product
Watch out for- The model requires spending on Ramp cards
- US focused, so global entities may outgrow it
- Qualification depends on your company's financial profile
#3Brex
Best for: Startups and global, multi entity spend4.8/5 on
G2 (1,643 reviews, checked Oct 2026)
Visit brex.com
Starting priceFree
Free planYes
Brex is the startup world's Concur alternative, and lately the global one too. It handles cards, expenses, reimbursements, and travel across entities and currencies, which is exactly where single country tools strain. Essentials is free; Premium at $12 per user per month carries the controls and support growing finance teams ask for.
The trade off is eligibility and tiering. Brex qualifies customers, and small or unfunded businesses may not get in. Brex fits venture backed and international companies that want one spend platform across borders without an enterprise implementation.
What we like- Essentials tier costs $0, with Premium at $12 per user per month
- Multi entity and multi currency support for global companies
- Cards, expense, and travel in one platform
- Built for funded startups and scales with them
Watch out for- Account eligibility targets funded and larger companies
- Deepest features sit on the Premium tier
- Like Ramp, the value assumes Brex cards carry the spend
#4Expensify
Best for: Fast receipt capture and reimbursement4.5/5 on
G2 (5,685 reviews, checked Oct 2026)
Visit expensify.com
Starting price$5 per member per month
Free planNo
Expensify is the expense report without the dread. Employees photograph receipts, the app builds the report, approvals route themselves, and reimbursement lands in days. At $5 per member per month for Collect, it is priced for the small and mid size teams Concur over serves.
The trade off is travel depth. Expensify handles the expense half completely and the booking half through integrations, so dedicated travel programmes outgrow it. Expensify fits companies whose Concur pain is the report itself, and whose travel is simple enough to book anywhere.
What we like- SmartScan receipt capture is the fastest in the category
- Collect plan at $5 per member per month for small teams
- Control at $18 per member, dropping with Expensify Card use
- Works with your existing cards and bank reimbursements
Watch out for- No free plan
- Per member pricing counts people other tools price differently
- Travel booking is partner based rather than native
Starting priceSee website
Free planNo
Emburse is what enterprises buy when they want Concur's depth from a company that only does spend. Its products cover expense, travel booking, and accounts payable for large organisations, with the compliance and integration weight that implies. Nothing is priced publicly.
The trade off is that you keep the enterprise buying experience: sales cycles, implementation partners, and multi month rollouts. Emburse fits large companies leaving SAP's ecosystem while keeping enterprise controls, existing cards, and complex policy structures intact.
What we like- Enterprise grade travel and expense suite, including the Chrome River product line
- Works with your existing corporate cards
- Strong receipt handling, policy, and audit tooling
- Global deployments and ERP integrations for large finance teams
Watch out for- Pricing is entirely custom
- Implementation is a project, like the tool it replaces
- Product family breadth can confuse buying, several products under one brand
#6Zoho Expense
Best for: Budget small teams, and Zoho shops4.5/5 on
G2 (1,579 reviews, checked Oct 2026)
Visit zoho.com
Starting price$3 per user per month
Free planYes
Zoho Expense does the expense basics at a price Concur users find hard to believe: $3 per user per month, free for tiny teams. Autoscan, approvals, mileage, and accounting sync are all present, and for companies already on Zoho Books the fit is immediate.
The trade off is ceiling. Scan limits, paid integrations, and lighter travel tooling show up as you grow. Zoho Expense fits small businesses and Zoho standardised teams that need honest expense handling without an enterprise contract.
What we like- Standard plan at $3 per user per month billed annually, the cheapest paid option here
- Free tier for up to 3 users
- Receipt autoscan, mileage, and per diem handling included
- Deep integration with Zoho Books and the wider Zoho suite
Watch out for- Receipt scan caps apply by tier
- ERP and HR integrations can cost extra
- Travel features sit on premium tiers and stay basic
#7Rydoo
Best for: Mid size teams across several countries4.4/5 on
G2 (743 reviews, checked Oct 2026)
Visit rydoo.com
Starting price$9 per user per month
Free planNo
Rydoo comes from the European expense tradition, where per diems, mileage tables, and country tax rules decide whether finance accepts a report. It handles that compliance layer well, at $9 per user per month, and adds the receipt and approval flow employees expect.
The trade off is positioning. Rydoo is an expense specialist, not a travel platform. Rydoo fits mid size companies with staff in several countries whose expense pain is local rules and reimbursement accuracy rather than booking.
What we like- Essentials at $9 per user per month billed annually, with a 5 user minimum
- Built in per diem, mileage, and local compliance handling for European rules
- Receipt capture and approvals in a clean mobile app
- Works with existing cards
Watch out for- No free plan or free tier
- Travel booking is not its centre of gravity
- Smaller brand in the US market
#8BILL Spend & Expense
Best for: Free cards with top down budgets4.5/5 on
G2 (2,241 reviews, checked Oct 2026)
Visit bill.com
Starting priceFree
Free planYes
BILL Spend & Expense, the former Divvy, gives small companies the control trick for free: set a budget, issue cards against it, and the system refuses overspend at the point of sale instead of arguing about it in a report later. For companies already paying bills in BILL, the accounts connect naturally.
The trade off is scope. There is no travel programme here, and expense policy depth is lighter than Concur or Emburse. BILL Spend & Expense fits SMBs that want card control and simple expenses at zero software cost inside the BILL ecosystem.
What we like- Free corporate cards and expense software, funded by card spend
- Budgets set top down and enforced before money moves
- Sits inside the BILL accounts payable ecosystem many SMBs already use
- Fast to roll out for small finance teams
Watch out for- Value depends on BILL cards and, for full finance coverage, BILL's paid AP products
- Travel management is not part of the offer
- Controls are budget shaped rather than policy manual deep
How we chose
We compared the platforms Concur customers actually migrate to, using vendor pricing pages and dated 2026 expense comparisons for per user rates and free tiers. Card funded $0 tiers are listed as Free with the model explained, because the software charge is genuinely zero and the card requirement is the real cost. Quote only vendors are marked See website. We weighted travel depth, policy control, implementation effort, and total cost at realistic headcounts. We did not claim hands on testing.
How to choose your Concur replacement
Answer the card question first. If moving spend onto a new corporate card is acceptable, Ramp, Brex, and BILL remove the software bill and gain point of sale control. If banking relationships or card programmes must stay, shortlist Navan, Expensify, Zoho Expense, Rydoo, and Emburse.
Then match travel weight. Companies booking travel weekly need Navan or Emburse class booking built in; everyone else is buying expense software with travel integrations, and Expensify or Zoho will feel lighter and cheaper. Finally, count implementation honestly. Card platforms go live in days or weeks; enterprise suites take months, and a Concur exit that ignores data migration and policy rebuild will stall in finance, not in IT.
Frequently asked questions
Why do companies leave SAP Concur?
The interface feels dated to employees, per report pricing grows with report volume rather than headcount, implementations run for months, and support responsiveness draws steady complaints in reviews. The alternatives compete on those exact points: modern apps, per user or free card funded pricing, and rollouts measured in weeks.
How does Concur pricing compare with per user tools?
Concur's Base plan starts at $7 per expense report with unlimited users, which is cheap for a small group of heavy travellers and expensive for a whole company filing monthly. Per user tools invert that: Expensify Collect is $5 per member, Zoho Expense $3 per user, Navan Expense $15 per user after the free tier. Model both against your actual report count and headcount.
Can we keep our existing corporate cards?
Yes, with the subscription camp: Expensify, Zoho Expense, Rydoo, and Emburse all work with cards you already issue, and Navan pairs travel with its own payment options. The free platforms, Ramp, Brex, and BILL Spend & Expense, are built around their own cards, so keeping your bank's cards means paying for software instead.
How long does a Concur migration take?
Card first platforms typically go live within days to a few weeks once underwriting clears. Mid market expense tools take one to three weeks including policy setup. Enterprise replacements such as Emburse run multi month projects with implementation teams, closer to the Concur rollout you remember. Get the timeline and data migration terms in writing before signing.
Do these tools handle travel booking as well as expenses?
Only some. Navan was built travel first, with booking and expense in one app, and Emburse includes its own booking product. Ramp and Brex include travel booking in their platforms. Expensify, Zoho Expense, and Rydoo treat booking as an integration or premium extra, so heavy travel programmes should test the booking experience before committing.
Sources we checked (0)
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
Shihab Mia · Founder, Rankite
Shihab has 5+ years in B2B and SaaS SEO. He writes Rankite's software buying guides from pricing pages, documentation and public user reviews. More about Shihab.