How we make this list: we compare pricing pages, product documentation and public user reviews. Ratings come from G2, Capterra or Trustpilot, with the date we checked them.
Key takeaways
- Maxio is Chargify's direct successor, since Chargify merged with SaaSOptics to form Maxio, so existing users should evaluate it first.
- Chargebee and Recurly are the closest like-for-like replacements, with gateway flexibility and strong dunning.
- Stripe Billing suits teams already on Stripe with simpler catalogs, while Zuora suits large enterprises.
- Paddle and FastSpring remove tax and compliance work by acting as merchant of record.
Quick comparison
| Tool | Best for | Starting price | Free plan |
|---|
 Chargebee | Full revenue lifecycle | See website | Free trial |
 Recurly | Lifecycle and recovery | See website | No |
 Stripe Billing | Stripe-native billing | See website | No |
 Maxio | B2B SaaS successor to Chargify | See website | No |
 Zuora | Enterprise quote to cash | See website | No |
 Paddle | Merchant of record | See website | No |
 FastSpring | Global digital commerce | See website | No |
 Zoho Billing | Affordable billing in Zoho suite | See website | Yes |
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
The best Chargify alternatives
#1Chargebee
Best for: Full revenue lifecycle4.4/5 on
G2 (1,009 reviews, checked Oct 2026)
Visit chargebee.com
Starting priceSee website
Free planFree trial
Chargebee is the most complete Chargify replacement for growing SaaS and AI companies. Its homepage promises every pricing model in one billing system, covering tiered, usage-based, flat-fee, credit-based, token-based, and hybrid models, with revenue recognition, payments intelligence, CPQ, retention, and receivables products around the core. It reports more than 6,500 businesses using it and recognition as a Gartner Magic Quadrant Leader for recurring billing.
The trade-off is price and complexity. Chargebee is quote-based, with published comparisons putting entry plans around $599 a month, and its breadth suits teams with real pricing complexity. For a simple subscription catalog, it is more platform than most teams need. For AI companies billing tokens or credits, Chargebee's metering depth is a genuine advantage.
What we like- Every pricing model in one system
- Native revenue recognition
- 40-plus payment gateways
- AI and token billing
Watch out for- Quote-based pricing
- Breadth can overwhelm small teams
#2Recurly
Best for: Lifecycle and recovery4.1/5 on
G2 (227 reviews, checked Oct 2026)
Visit recurly.com
Starting priceSee website
Free planNo
Recurly is the closest like-for-like Chargify alternative for subscription businesses that care about recovery. Its homepage frames it as full-lifecycle subscription management, connecting plan creation, payment recovery, retention, and revenue reporting without waiting on engineering. Its payment orchestration routes across major gateways with real-time failover, and it supports localized payment methods like iDEAL, SEPA, BACS, and UPI Autopay for global expansion.
Published comparisons put Recurly entry pricing around $249 a month plus a share of revenue, though homepage pricing is quote-based. The trade-off is depth in revenue recognition, where Zuora and Maxio go further. For consumer subscription businesses where failed-payment recovery directly drives revenue, Recurly's dunning reputation makes it a strong pick.
What we like- Gateway-agnostic orchestration
- Strong dunning and retention
- Full lifecycle from plan to renewal
Watch out for- Quote-based pricing
- Revenue recognition less deep than Zuora or Maxio
#3Stripe Billing
Best for: Stripe-native billing4.4/5 on
G2 (142 reviews, checked Oct 2026)
Visit stripe.com
Starting priceSee website
Free planNo
Stripe Billing is the natural choice for teams already processing on Stripe. Its homepage reports 135-plus currencies and payment methods, $1.9 trillion in payments volume in 2025, and more than 200 million active subscriptions managed on Stripe Billing. Billing, payments, tax, fraud protection, and analytics sit in one system, with no-code options in the dashboard for teams that do not code.
The trade-off is lock-in and effort. Stripe Billing works only with Stripe processing, and complex pricing models need engineering work that Chargebee or Maxio handle with configuration. Published comparisons describe volume-based pricing around 0.7 percent of billing volume. For developer-led teams with simpler catalogs, Stripe Billing is fast and reliable. For gateway flexibility, look elsewhere.
What we like- Developer-friendly APIs
- 200 million-plus subscriptions managed
- Huge payment method and currency coverage
Watch out for- Stripe-only processing
- Complex pricing needs engineering
- Revenue recognition is limited
#4Maxio
Best for: B2B SaaS successor to Chargify4.3/5 on
G2 (832 reviews, checked Oct 2026)
Visit maxio.com
Starting priceSee website
Free planNo
Maxio deserves first consideration for any Chargify user, because it is Chargify's successor: Chargify merged with SaaSOptics to form Maxio. Its homepage presents billing and financial reporting for B2B SaaS and AI, with usage-based billing, subscription and contract billing, automated invoicing, and GAAP and IFRS revenue recognition, trusted by more than 2,000 businesses. It connects to more than 20 gateways including Stripe, Braintree, and Authorize.net, plus Salesforce, QuickBooks, and Xero.
Published comparisons put Maxio entry pricing around $599 a month up to $100,000 in monthly billings. The trade-off is focus: Maxio is built for B2B SaaS with contracts and negotiated pricing, less for consumer subscriptions. For a Chargify customer, Maxio is the migration path with the least disruption, and its finance-grade reporting is a step up from Chargify alone.
What we like- Direct Chargify lineage
- B2B contract billing
- Revenue recognition and reporting
- 20-plus gateways
Watch out for- Quote-based pricing
- B2B focus over consumer subscriptions
#5Zuora
Best for: Enterprise quote to cash3.9/5 on
G2 (311 reviews, checked Oct 2026)
Visit zuora.com
Starting priceSee website
Free planNo
Zuora is the enterprise heavyweight. Its homepage presents a monetization platform built for finance teams, unifying quoting, billing, collections, payments, and revenue recognition, with support for subscriptions, hybrid bundles, complex usage, and AI tokens. It claims no public customer has failed a revenue audit, and its platform covers billing, revenue, CPQ, payments, collections, and AI paywalls.
The trade-off is weight. Zuora expects enterprise sales cycles, implementation projects, and finance-team ownership, and its pricing is quote-based. For large organizations with multi-entity structures, complex contracts, and strict audit needs, Zuora is the most capable platform here. For mid-market teams, Maxio or Chargebee will move faster.
What we like- Full quote-to-cash platform
- Deep revenue recognition
- Multi-entity and global support
- AI monetization
Watch out for- Enterprise sales cycles and implementation
- Overkill for small teams
#6Paddle
Best for: Merchant of record4.5/5 on
G2 (240 reviews, checked Oct 2026)
Visit paddle.com
Starting priceSee website
Free planNo
Paddle is a different architecture from the rest of this list. As merchant of record, it sells on your behalf, managing payments, tax, compliance, and billing across more than 300 markets, so a small team can sell globally without registering for tax in every jurisdiction. Its homepage reports 190 million transactions processed, $130 million in sales taxes remitted last year, and more than 10,000 customers, with Retain for failed-payment recovery and ProfitWell metrics for subscription analytics.
The trade-off is control. The merchant-of-record model means Paddle is the seller of record, with an all-in fee structure and less flexibility over checkout and payment routing than a gateway-agnostic billing platform. For lean SaaS teams selling digital products globally, the compliance savings usually outweigh that loss of control.
What we like- Handles payments, tax, and compliance in 300-plus markets
- Retention tools
- ProfitWell metrics included
Watch out for- Merchant-of-record model means less control
- All-in fee structure
#7FastSpring
Best for: Global digital commerce4.5/5 on
G2 (187 reviews, checked Oct 2026)
Visit fastspring.com
Starting priceSee website
Free planNo
FastSpring is the other merchant-of-record option, focused on software and SaaS companies. Its homepage reports more than 3,200 customers, over $2 billion in transactions a year, availability in more than 200 regions, and support for more than 35 currencies. It offers recurring subscriptions, a branded checkout, tax handling on your behalf, fraud protection, B2B order management, and interactive quotes with e-signatures.
The trade-off against pure billing platforms is subscription depth: FastSpring covers recurring billing well but does not match Chargebee or Zuora on complex pricing models and revenue recognition. For software sellers that want global commerce handled end to end, including tax and compliance, FastSpring is a strong fit.
What we like- Merchant of record for software and SaaS
- Branded checkout
- Tax handling
- 200-plus regions
Watch out for- Less subscription depth than Chargebee or Recurly
- Fee-based model
#8Zoho Billing
Best for: Affordable billing in Zoho suite4.5/5 on
Capterra (109 reviews, checked Oct 2026)
Visit zoho.com
Starting priceSee website
Free planYes
Zoho Billing is the affordable pick, and the natural choice for teams already running Zoho. Its parent homepage presents Zoho as a suite of more than 50 business applications used by over 150 million users, and Zoho Billing sits inside that suite with subscription management, invoicing, and customer portals at a price point well below the enterprise platforms here. A free plan exists for small volumes.
The trade-off is depth. Zoho Billing handles standard subscriptions well but does not match Chargebee, Maxio, or Zuora on usage-based complexity, revenue recognition, or quote-to-cash workflows. For a small business or a Zoho shop that needs solid billing without an enterprise budget, it is the best value on this list.
What we like- Free plan available
- Strong value for small teams
- Deep Zoho ecosystem integration
Watch out for- Less depth than enterprise billing platforms
- Best inside the Zoho suite
How we chose
We compared these tools on pricing-model flexibility, gateway options, dunning and recovery, revenue recognition, tax handling, implementation effort, and pricing transparency. We opened each vendor's homepage to confirm the product exists today and matches its description, and we used published comparison guides where homepage pricing was not shown. We did not claim hands-on testing. Where a price could not be verified from the vendor, we wrote See website rather than guessing. The Chargify-to-Maxio lineage is flagged because it changes the decision for existing Chargify users. Dunning quality was weighted heavily, since failed-payment recovery often pays for the platform on its own within a single quarter.
What to verify before migrating
Start with your pricing catalog, not the demo. Rebuild your hardest pricing model, including trials, prorations, discounts, and usage overages, in each candidate before committing. Next, test dunning on real failed payments, since recovery rates differ more than feature lists suggest. Finally, check the finance close: revenue recognition, tax reports, and general ledger exports must satisfy your accountants, or the migration will cost more in manual work than it saves in subscription fees. Also plan the migration itself: subscription data, payment methods, and billing history must move without forcing customers to re-enter cards, since a migration that interrupts billing will cost renewals no feature can win back.
Also confirm dunning and retry settings during trial, since failed-payment recovery differs sharply across billing platforms.
Frequently asked questions
What happened to Chargify?
Chargify merged with SaaSOptics to form Maxio. Existing Chargify users should evaluate Maxio first, since it carries the Chargify lineage alongside SaaSOptics' financial reporting, though other platforms on this list may fit better depending on business model.
Which Chargify alternative is best for B2B SaaS?
Maxio, with its B2B contract billing and revenue recognition, is the closest successor. Chargebee is the broader alternative for teams with AI or usage-based pricing.
What is a merchant of record?
A merchant of record sells your product on your behalf, handling payments, sales tax, VAT, and compliance. Paddle and FastSpring use this model, which removes tax registration work but gives you less control over checkout and payment routing than a billing platform you operate yourself.
Is Stripe Billing enough for complex pricing?
For simple subscriptions, yes. For complex usage-based, hybrid, or contract pricing, Stripe Billing needs more engineering than Chargebee, Maxio, or Zuora, which handle those models with configuration. Its revenue recognition is also more limited.
How much do these tools cost?
Most are quote-based at scale. Published comparisons put Recurly from around $249 a month plus a revenue share, and Chargebee and Maxio from around $599 a month. Stripe Billing charges a share of billing volume, while Paddle and FastSpring use all-in fees. Request quotes on the same volume and model for a fair comparison.
Do I need revenue recognition software too?
If you report under ASC 606 or IFRS 15, yes, in most cases. Chargebee RevRec, Maxio, and Zuora Revenue include it, while Stripe Billing and Zoho Billing users usually pair billing with separate accounting or rev rec tools.
Sources we checked (8)
- https://www.chargebee.com
- https://recurly.com
- https://stripe.com
- https://www.maxio.com
- https://www.zuora.com
- https://www.paddle.com
- https://www.fastspring.com
- https://www.zoho.com
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
Shihab Mia · Founder, Rankite
Shihab has 5+ years in B2B and SaaS SEO. He writes Rankite's software buying guides from pricing pages, documentation and public user reviews. More about Shihab.