How we make this list: we compare pricing pages, product documentation and public user reviews. Rankite is independent; if a vendor ever pays for a featured spot, that listing is clearly labeled Partner.
Key takeaways
- Sharesight is the best dedicated tracker for dividends, performance and tax reporting.
- Empower offers the best free all-in-one portfolio and net worth tracking for US investors.
- Morningstar Investor brings professional-grade fund and portfolio analysis.
- Kubera tracks everything including crypto and alternatives; getquin serves Europeans free.
- Addepar, Orion and Tamarac serve advisors and wealth managers professionally.
- Koyfin and Portfolio Visualizer cover market data and backtesting for analytical investors.
Quick comparison
| Tool | Best for | Starting price | Free plan |
|---|
 Sharesight | Dividend and tax tracking | Free | Yes |
 Empower | Free all-in-one tracking | Free | Yes |
 Morningstar Investor | Professional fund analysis | See website | Free trial |
 Kubera | All assets including crypto | See website | Free trial |
 Addepar | Wealth managers | See website | No |
 Orion | Advisor portfolio management | See website | No |
 Tamarac | Advisor trading and reporting | See website | No |
 Koyfin | Market data and analytics | See website | Free plan |
 getquin | Free European tracking | Free | Yes |
 Portfolio Visualizer | Backtesting and analysis | Free | Yes |
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
Starting priceFree
Free planYes
Sharesight is the investor's tracker: connect brokers or import trades, and it calculates true performance including dividends, currency effects and taxes. The tax reporting, capital gains across jurisdictions, is the standout feature that generic trackers skip. The free plan covers portfolios under ten holdings.
Automatic broker sync varies by region and plan, and the design prioritizes function over beauty. But for buy-and-hold investors who care about dividends and taxes, nothing tracks reality as accurately. The paid tiers stay reasonable as portfolios grow.
Sharesight's corporate actions handling, splits, mergers, spin-offs, keeps performance accurate where manual trackers break: the automation matters most over years of holding. The tax residency settings adapt reports to multiple countries. Broker import via CSV or API covers the major platforms. For long-term investors, the accuracy compounding over decades is the real product.
What we like- Excellent dividend and tax reporting
- Multi-currency portfolios
- Free plan for small portfolios
Watch out for- No automatic US broker sync on free
- Interface is functional
- Advanced features need paid tiers
Starting priceFree
Free planYes
Empower, formerly Personal Capital, offers the best free deal in portfolio tracking: link all US accounts, see net worth, allocation and fees in one dashboard, free. The investment checkup analyzes fees and allocation drift. For Americans wanting the full picture without paying, it is unmatched.
It is US-only, and the free tools upsell Empower's advisory service persistently. Analysis depth trails Morningstar. But as a free all-in-one, it replaced Mint for investors and remains the starting point.
Empower's fee analyzer exposes the true cost of mutual funds and 401(k)s: the 1 percent that compounds against you over thirty years. The retirement planner models scenarios with Monte Carlo simulations. Cash management features add high-yield options. It is free because the advisory upsell funds it, but the tools stand alone as genuinely useful.
What we like- Free portfolio and net worth tracking
- Good investment checkup tools
- US account aggregation
Watch out for- US only
- Upsells advisory services
- Investment tools are lighter than specialists
Starting priceSee website
Free planFree trial
Morningstar Investor brings institutional-grade research to individuals: fund analysis, Portfolio X-Ray showing true underlying holdings, and independent ratings. Investors who pick mutual funds and ETFs get the deepest due diligence available. The data quality is the industry reference.
It costs a subscription, the interface assumes sophistication, and automated tracking is thinner than Sharesight's. But for fund investors, no other tool answers "what do I actually own" as well as X-Ray.
Morningstar's analyst reports, written by humans covering thousands of funds, provide the qualitative judgment data cannot: manager changes, strategy drift, stewardship grades. The screener filters the fund universe by meaningful criteria. Portfolio X-Ray reveals the true sector and style exposures hiding inside fund names. For fund investors, the research depth justifies the subscription.
What we like- The best fund research and Portfolio X-Ray
- Independent analysis
- Deep data
Watch out for- Subscription cost
- Interface is dense
- Less tracking automation
Starting priceSee website
Free planFree trial
Kubera tracks the modern portfolio: brokerage accounts plus crypto wallets, real estate, private investments and even domains, in one net worth view. Investors with assets spread across traditional and alternative holdings finally see everything together. The interface is clean.
It requires a subscription, sync quality varies by institution, and analytical depth trails specialists. But for the "where is all my money" question across every asset type, Kubera's breadth is unique.
Kubera's document vault stores the statements and deeds behind the numbers: estate planning meets portfolio tracking. The beneficiary features prepare for wealth transfer. White-label options serve family offices. For complex wealth spread across asset types, the combination of tracking and documentation is thoughtful.
What we like- Tracks stocks, crypto, real estate and alternatives
- Clean net worth view
- Good for diverse portfolios
Watch out for- Subscription required
- Bank sync varies
- Less analytical depth
Starting priceSee website
Free planNo
Addepar is the operating system for sophisticated wealth managers: aggregating every asset class including complex alternatives, with reporting that high-net-worth clients expect. Top RIAs and family offices run on it. The data accuracy for alternatives sets it apart.
Pricing is enterprise and individuals cannot buy it directly. But for advisors managing complex wealth, Addepar's alternatives handling and reporting are the professional standard.
Addepar's alternatives data handling, private equity, hedge funds, real estate, with proper valuation workflows, is why top firms choose it: the hard assets are handled as carefully as the liquid ones. The reporting engine produces client-ready materials at scale. Navigator provides market context. For sophisticated wealth management, the platform is the operating system.
What we like- Institutional-grade aggregation and reporting
- Handles complex alternatives
- Trusted by top firms
Watch out for- Enterprise pricing
- Advisor-focused, not individuals
- Implementation needed
Starting priceSee website
Free planNo
Orion Portfolio Solutions gives independent advisors institutional capability: portfolio accounting, trading, rebalancing, reporting and client portals in one platform. The integrations across the advisor tech stack are extensive. RIAs get enterprise tools without enterprise build.
It is advisor-only with quote-based pricing. But for independent advisors competing with wirehouses, Orion levels the technology playing field.
Orion's trading engine handles block trading and rebalancing across hundreds of accounts efficiently: the operational scale suits growing RIAs. The client portal and mobile app keep clients engaged. Marketing automation helps advisors grow. For independent advisors, the technology stack competes with wirehouse resources.
What we like- Advisor tech with trading and reporting
- Strong integrations
- Good client portals
Watch out for- Advisor-only
- Pricing is quote-based
- Learning curve
Starting priceSee website
Free planNo
Tamarac, now part of Envestnet, serves advisors with trading, rebalancing, reporting and client portals. The Envestnet ownership brings resources and integrations. Advisors wanting serious trading capability choose it.
The branding transition confuses, and the focus is enterprise advisors. But the trading and rebalancing depth remains excellent for its target.
Tamarac's rebalancing, with tax-aware algorithms, executes across accounts intelligently: the trading sophistication shows in after-tax results. The reporting is client-friendly without dumbing down. Envestnet's ownership brings the broader wealth tech ecosystem. For advisors where trading excellence matters, the depth shows.
What we like- Strong trading and rebalancing
- Envestnet backing
- Good reporting
Watch out for- Now under Envestnet branding
- Enterprise focus
- Smaller advisors may find it heavy
Starting priceSee website
Free planFree plan
Koyfin is the Bloomberg-terminal-for-the-rest-of-us: market data, charting, financials and analytics in fast dashboards. The free tier is generous, and the visualization quality embarrasses legacy terminals. Analytical investors build custom views.
It analyzes markets more than tracking your portfolio; pair it with a tracker. Advanced data needs paid tiers. But for understanding what is happening in markets, Koyfin's value is exceptional.
Koyfin's dashboard sharing lets analysts publish views to teams and clients: the collaboration extends the data's value. The macro dashboards contextualize portfolios in the economic picture. Excel integration keeps quant workflows smooth. For the analytically inclined, the speed of insight is addictive.
What we like- Excellent market data dashboards
- Generous free tier
- Fast and modern
Watch out for- Not a portfolio tracker per se
- Advanced data costs
- Learning curve on functions
Starting priceFree
Free planYes
getquin gives European investors what Sharesight gives globally: free portfolio tracking with dividend focus, built for European brokers and tax contexts. The community features add ideas and discussion. For EU investors poorly served by US-centric tools, it is the homegrown answer.
US investors get less, and advanced features trail the paid leaders. But free, European and dividend-focused is a combination nobody else offers.
getquin's community features, portfolio sharing and discussion, add the social layer investing often lacks: ideas flow between European investors. The dividend calendar tracks income across holdings. Broker connections automate the tracking. For EU investors, the local focus fills the gap US tools leave.
What we like- Free portfolio tracking for Europeans
- Community features
- Dividend focus
Watch out for- Europe-focused
- Smaller than US rivals
- Advanced features are limited
Starting priceFree
Free planYes
Portfolio Visualizer answers "what would have happened": backtest asset allocations, analyze factor exposures, compare strategies with real historical data, free. DIY investors and advisors test ideas before committing money. The analytical depth for a free tool is remarkable.
It does not track your live portfolio; it analyzes hypothetical ones. The interface is dated. But as a decision tool before investing, it belongs in every analytical investor's bookmarks.
What we like- Free backtesting and factor analysis
- Excellent for strategy testing
- No account needed
Watch out for- Analysis tool, not a tracker
- Interface is dated
- Data has limits
How we chose
We selected tools covering the portfolio management spectrum: individual trackers, analytical tools and professional advisor platforms. We reviewed features, pricing and user feedback, verified each vendor's current status, and noted Tamarac's place under Envestnet and Monarch's domain move. We excluded discontinued tools.
Individual buy-and-hold investors need Sharesight or Empower: accurate tracking with tax awareness. Fund pickers need Morningstar's research. Diverse-asset holders need Kubera. Europeans get getquin free. Analytical tinkerers need Portfolio Visualizer and Koyfin. Advisors need Addepar, Orion or Tamarac.
The common mistake is tracking without purpose. Decide what decision the tool informs: rebalancing, tax planning, dividend income or manager selection. The best tool is the one whose answer you actually act on.
Frequently asked questions
What is the best free portfolio tracker?
Empower for US investors (all-in-one, free), Sharesight's free tier for dividend and tax tracking, getquin for Europeans. Each leads in its niche.
Do I need portfolio management software?
If you hold investments across multiple accounts, yes: without aggregation you cannot see allocation, performance or fees accurately. Spreadsheets work until complexity grows.
How is this different from my broker's tools?
Brokers show only their accounts. Portfolio tools aggregate everything, calculate true performance across accounts, and handle taxes and dividends brokers report separately.
What should advisors use?
Addepar, Orion or Tamarac depending on size and needs: Addepar for complex wealth, Orion for independent RIAs, Tamarac for trading depth. All are professional-grade with professional pricing.
Can these tools do my taxes?
They produce tax reports (gains, dividends) that help enormously, but they are not tax software. Export the reports to your accountant or tax tool.
Is my financial data safe?
Reputable tools use bank-level encryption and read-only connections. Check each vendor's security practices; avoid tools with unclear data handling.
Sources we checked (10)
- https://www.sharesight.com/
- https://www.empower.com/
- https://www.morningstar.com/
- https://www.kubera.com/
- https://addepar.com/
- https://orion.com/
- https://www.envestnet.com/tamarac
- https://www.koyfin.com/
- https://www.getquin.com/
- https://portfoliovisualizer.com/
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
Shihab Mia · Founder, Rankite
Shihab has spent more than a decade helping SaaS and e-commerce brands grow through search. He writes Rankite's software buying guides from pricing pages, documentation and public user reviews. More about Shihab.