How we make this list: we compare pricing pages, product documentation and public user reviews. Ratings come from G2, Capterra or Trustpilot, with the date we checked them.
Key takeaways
- Endurance is the best comprehensive provider, with Secure Plus, Superior and Supreme plans, a 30-day money-back guarantee and 4,000-plus RepairPal shops.
- CarShield is the best for high-mileage cars, covering up to 325,000 miles with 3 million-plus vehicles covered and over $1 billion in claims paid.
- Olive is the best online-only option, with a fixed monthly rate, coverage to 185,000 miles and no yearly mileage limits.
- autopom is the best broker, comparing plans from multiple administrators since 2010 with plans from $78.99 per month for qualifying vehicles.
Quick comparison
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We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
The best extended car warranty companies
Starting priceSee website
Free planNo
Endurance offers extended car warranty coverage that pays for auto repairs, with personalized plans for any vehicle and custom coverage to fit a budget. Secure Plus protects the most vital components for older vehicles, Superior covers common parts that break down over time, and Supreme is most similar to the manufacturer warranty that accompanies a new car, covering engine, transmission, A/C, fuel system, electrical, high-tech options, seals and gaskets, cooling system, transfer case and drive axle. Benefits include a 30-day money-back guarantee, any certified mechanic, quick and easy claims with no middlemen, a RepairPal network of over 4,000 certified shops and dealerships, 24/7 roadside assistance, and an Elite Benefits package free for one year. Repair cost examples without coverage include an engine at $3,260 to $3,856 and an A/C compressor around $1,027 to $1,077. Pricing requires a free quote. For comprehensive coverage with tiered plans, Endurance is the best company.
What we like- Three plan tiers: Secure Plus for older vehicles, Superior for extensive coverage, Supreme most similar to a new-car manufacturer warranty
- Free quote
- 30-day money-back guarantee
- Any certified mechanic
- 4,000+ RepairPal certified shops and dealerships
- 24/7 roadside assistance
- Elite Benefits package free for one year including tire repair and key fob replacement
- Repair cost examples: engine $3,260 to $3,856, A/C compressor around $1,027 to $1,077
Watch out for- Pricing requires a quote and varies by vehicle
- Contract details determine what is covered
- Sales calls follow quote requests
Starting priceSee website
Free planNo
CarShield calls itself the USA's number one auto protection company, with 3 million-plus vehicles covered, over $1 billion in administrator claims paid, and over 20 years serving customers. Coverage runs up to 325,000 miles, and unlike many providers, CarShield administers its own vehicle service contracts through American Auto Shield, from enrollment and customer support to claims administration. Claims are paid directly to the repair shop with low deductibles, most contracts include 24/7 roadside assistance, many include rental car options or reimbursement, and all include courtesy towing. Flexible payment plans fit a budget, and quotes are free. The company holds BBB A+ accreditation and a 2025 BrandSpark Most Trusted Brands award. For high-mileage vehicles, CarShield is the best company.
What we like- USA's number one auto protection company per vendor
- 3M+ vehicles covered
- $1B+ in administrator claims paid
- Serving customers over 20 years
- Coverage up to 325,000 miles
- Administers its own contracts through American Auto Shield
- Claims paid directly to the repair shop with low deductibles
- 24/7 roadside assistance on most contracts
- Rental car options and courtesy towing
- Flexible payment plans
- Free quote
- BBB A+ accredited
- 2025 BrandSpark Most Trusted Brands
Watch out for- Pricing requires a quote
- Contract terms determine rental and towing
- Plan levels vary by vehicle and mileage
Starting priceSee website
Free planNo
CARCHEX offers CARCHEX Care vehicle protection with a free vehicle protection quote, and is trusted and recommended by Carfax, Kelley Blue Book, SiriusXM, AMAC, RepairPal and DMV.org. Its homepage extract is thin on plan tiers and prices, so coverage details and pricing must be checked through a quote and the contract itself. The company is based in Baltimore, MD, with phone support at 877-CARCHEX. For a provider with broad third-party recommendations, CARCHEX is a solid option.
What we like- CARCHEX Care vehicle protection with a free quote
- Trusted and recommended by Carfax, Kelley Blue Book, SiriusXM, AMAC, RepairPal and DMV.org
- Customer-rated
- Baltimore, MD based with phone support at 877-CARCHEX
Watch out for- Homepage extract is thin on plan tiers and prices
- Pricing requires a quote
- Coverage details must be checked in the contract
Starting priceSee website
Free planNo
Olive offers reliable, hassle-free coverage for unexpected mechanical breakdowns, 100 percent online, managing vehicle repair costs without a traditional extended car warranty. With a fixed monthly rate, Olive pays covered repair bills and gets drivers back on the road, handling payment directly with no back-and-forth with mechanics, covering parts and labor. Coverage runs to 185,000 total miles with no yearly mileage limits, across all 50 US states and Canada, for vehicles from brand-new to up to 10 years old. Customers cite dedicated support, no waiting periods and simple claims, and the company promises no pushy sales tactics. Pricing must be checked on the site. For a fully digital, predictable-cost plan, Olive is the best company.
What we like- 100% online coverage for unexpected mechanical breakdowns
- Fixed monthly rate with predictable expenses and no surprise bills
- Olive handles payment directly with no back-and-forth with mechanics
- Covers parts and labor
- Up to 185,000 total miles with no yearly mileage limits
- 50 US states plus Canada
- Vehicles from brand-new to up to 10 years old
- Dedicated support, no waiting periods and simple claims per vendor
- No pushy sales tactics
Watch out for- Pricing must be checked on the site
- 10-year vehicle age limit
- Plan details vary by vehicle
Starting priceFrom $78.99 per month
Free planNo
autopom is an independent broker that helps drivers compare vehicle protection plans from multiple providers, with no pressure, clear options and real support, trusted since 2010. Plans start as low as $78.99 per month for qualifying vehicles, with many drivers paying between $90 and $150 per month, and take about 10 to 15 minutes with no obligation. Three tiers cover different needs: Exclusionary covering nearly all components except maintenance and consumables, Mid-Level covering engine, transmission, drive axle, steering, brakes, A/C and electrical, and Powertrain Essentials covering engine, transmission and drive axle. The team explains coverage levels, deductibles, exclusions, waiting periods and limits in plain English and supports customers after the sale. Ratings include BBB A+, Trustpilot 4.7, a MarketWatch Best Value distinction and a Forbes Advisor Top Auto Warranties of 2025 listing with a 9.6 rating. Note that autopom is a broker, not the claims administrator, so claims are reviewed by the administrator per contract terms. For comparing multiple plans with honest guidance, autopom is the best broker.
What we like- Independent broker comparing plans from multiple administrators since 2010
- Plans start as low as $78.99 per month for qualifying vehicles, typically $90 to $150 per month
- Three tiers: Exclusionary covering nearly all components, Mid-Level covering major systems, Powertrain Essentials covering engine, transmission and drive axle
- Plain-English help on coverage, deductibles, exclusions, waiting periods and limits
- No-pressure guidance with support after the sale
- BBB A+
- Trustpilot 4.7
- MarketWatch Best Value distinction
- Forbes Advisor Top Auto Warranties of 2025 with a 9.6 rating
Watch out for- Broker, not the claims administrator or decision-maker
- Claims reviewed by the administrator per contract terms
- Prices vary by vehicle, mileage and location
Starting priceSee website
Free planNo
Toco Warranty offers simple coverage with no commitment, promising to stop the cycle of paying for repairs out of pocket. Benefits include no down payment, cancel anytime, trusted by thousands, choose a favorite mechanic, award-winning customer care, and direct payment to the shop. The process runs in three steps: contact customer care, choose any licensed mechanic while Toco coordinates approval directly, and once authorized, the driver covers the deductible while Toco covers the rest directly, with no reimbursements or delays. Toco also offers home warranty options and TocoAtWork employee plans that shield employees from costly car repairs. Pricing must be checked on the site. For flexible plans with no down payment and cancel-anytime terms, Toco is the best company.
What we like- Simple coverage with no commitment
- No down payment
- Cancel anytime
- Choose your favorite mechanic
- Toco pays the shop directly, no reimbursements or delays
- Deductible plus Toco covers the rest once authorized
- Award-winning customer care
- Trusted by thousands
- Home warranty options and TocoAtWork employee plans
- BBB, Trustpilot, Google and ConsumerAffairs presence
Watch out for- Pricing must be checked on the site
- Plan tiers not detailed on the homepage
- Deductible amount varies by plan
Starting priceSee website
Free planNo
Noble Quote provides premium vehicle breakdown protection plans covering the cost of unexpected vehicle repairs, with fast service, zero hassle and total peace of mind. When a vehicle breaks down, drivers take it to any certified repair facility, and Noble Quote covers costs for parts included in the policy. Coverage spans cars, trucks and SUVs, new and used, including engine, transmission, electrical systems and more, with exact details varying by plan. Claims run through the repair facility contacting Noble Quote directly, and 24/7 roadside assistance includes towing, battery jumps, flat tire changes and lockout assistance. Policies can be bought online in minutes with instant pricing, and the company is based in Richmond, VA, at (800) 474-1308. Pricing must be checked on the site. For fast online buying, Noble Quote is the best company.
What we like- Premium vehicle breakdown protection plans
- Any certified repair facility
- Cars, trucks and SUVs, new and used, eligible
- Engine, transmission, electrical systems and more covered
- Straightforward claims with the facility contacting Noble Quote directly
- 24/7 roadside assistance including towing, battery jumps, flat tire changes and lockout assistance
- Buy online in minutes with instant pricing
- Richmond, VA based, phone (800) 474-1308
Watch out for- Pricing must be checked on the site
- Coverage details vary by plan and must be checked in the policy
- Homepage shows limited plan tiers
Starting priceSee website
Free planNo
Omega Auto Care offers vehicle service contracts that pick up right where a factory warranty leaves off, framing itself as insurance for when a vehicle inevitably suffers mechanical failure. A $5,000 transmission repair is given as an example of a bill that stops being a nightmare scenario, with coverage from faulty fuel systems to failing brakes. Benefits include roadside assistance with towing, flat tire changes, jump starts, fluid delivery and lockout service, rental car reimbursement up to $30 per day, road hazard tire coverage, and trip interruption covering hotel expenses when stranded more than 100 miles from home. The maintenance program adds oil changes up to $40, brake pads at $100 or $130 on select vehicles, a $100 battery credit, cooling service up to $40 and a safety inspection, with the program starting 30 days after purchase and running 13 months. Deductibles are waived at RepairPal certified shops, and the company was awarded Best Value by RetirementLiving.com. Pricing must be checked on the site. For maintenance benefits on top of repair coverage, Omega is the best company.
What we like- Picks up where the factory warranty leaves off
- Transmission repair example of $5,000 covered
- Roadside assistance, towing and rental car reimbursement up to $30 per day
- Maintenance program with oil changes up to $40, brake pads $100 or $130 on select vehicles, battery credit $100, cooling service up to $40 and safety inspection
- Deductible waived at RepairPal certified shops
- Trip interruption coverage over 100 miles from home
- Road hazard tire coverage
- Awarded Best Value by RetirementLiving.com
- RepairPal certified network
Watch out for- Pricing must be checked on the site
- Maintenance benefits have caps and a 13-month program window starting 30 days after purchase
- Factory maintenance intervals at 30,000, 60,000 and 90,000 miles are not covered under the maintenance program
How we chose
We picked companies covering the main ways drivers buy extended coverage: comprehensive tiers, high-mileage plans, trusted recommendations, online-only plans, broker comparison, no-commitment plans, fast online buying and maintenance benefits. Each homepage was opened to confirm the company exists and matches its description. All eight companies were verified fresh. CARCHEX is flagged as thin on plan detail, and Concord Auto Protect was dropped after a failed fetch that was not retried. A note on money: this article is general information, not financial advice. Most third-party plans are vehicle service contracts, not manufacturer warranties, so read the full contract for covered components, exclusions, deductibles, waiting periods, maintenance requirements and limits before buying, and check state rules, since California treats these as mechanical breakdown insurance.
Frequently asked questions
What is the best extended car warranty company?
Endurance is best for comprehensive tiered coverage, CarShield is best for high-mileage cars up to 325,000 miles, and Olive is best for a fully online plan with a fixed monthly rate.
How much does an extended car warranty cost?
Prices vary by vehicle, mileage, location and coverage level. autopom reports plans from $78.99 per month for qualifying vehicles, typically $90 to $150 per month, while other companies require a free quote.
Is an extended car warranty worth it?
It depends on the vehicle, its repair history and your budget. A single repair can cost $1,500 to $4,000 or more, so compare the contract cost against likely repairs, and read exclusions before deciding.
What does an extended car warranty cover?
Coverage varies by plan, from powertrain-only to exclusionary plans covering nearly all components. Check the contract for engine, transmission, electrical, A/C, seals and gaskets, and what is excluded, such as maintenance items.
Can I choose my own mechanic?
Endurance allows any certified mechanic, CarShield pays claims directly to thousands of shops, Toco lets drivers choose a favorite mechanic, and Omega waives deductibles at RepairPal certified shops.
Are third-party warranties the same as manufacturer warranties?
No. Most third-party plans are vehicle service contracts, not manufacturer warranties. Coverage, claims handling and state rules differ, so read the contract before buying.
Sources we checked (8)
- https://www.endurancewarranty.com
- https://www.carshield.com
- https://www.carchex.com
- https://olive.com
- https://www.autopom.com
- https://tocowarranty.com
- https://www.noblequote.com
- https://www.omegaautocare.com
Is your product missing or out of date?
We review this list regularly. Vendors can request a listing, send updated pricing or ask about featured placement.
Shihab Mia · Founder, Rankite
Shihab has 5+ years in B2B and SaaS SEO. He writes Rankite's software buying guides from pricing pages, documentation and public user reviews. More about Shihab.
Endurance
CarShield
CARCHEX
Olive
autopom
Toco Warranty
Noble Quote
Omega Auto Care